Important Notes

The return of your capital and index growth is dependent upon financial instruments which will be bought from a number of financial institutions. These financial institutions will have a rating of at least A or A2 as determined by either Standard & Poor's, Moody's Investors Services Inc. or an equivalent rating agent. In the event that any of these institutions are unable to meet their obligations, which is in our opinion unlikely, HSBC International Capital Secured Growth Funds plc ("CSGF") may not be able to return your capital in full or deliver Index growth. Your investments are subject to investment risks as set out in the Prospectus and are not insured or guaranteed by HSBC.

You should note that CSGF is designed to provide the return as described in the relative prospectus over a specified term. In order to receive these returns you should be prepared to leave your money in the fund until maturity. If not, you may not get back as much as you initially invested even if the market(s) to which your fund is linked has risen. This is because the share price also depends on the prevailing level of the volatility of the index and the expected level of the volatility of the index in the future. CSGF is an umbrella type open-ended investment company with the variable capital incorporated with limited liability in Ireland. CSGF does not pay any income; all returns are paid at the end of the investment term. Prospectuses are available from the contact numbers mentioned on the previous page.

The effect of averaging is to smooth out the volatility in the investment's performance. In the unlikely event of a very sharp fall in share values towards the end of the investment's life, averaging will reduce the impact of the fall. On the other hand, in the more likely event that the investment's value rises over the specified investment period, averaging will reduce your overall growth.

Approved for issues in the UK by HSBC Bank plc, which is regulated by the Personal Investment Authority. In the UK HSBC Bank plc only advises on its own life assurance, pensions and investment funds.

Although income is paid free from offshore, it may be liable for tax in your own country of residence/domicile or if it is transferred to another country. Your tax position will depend on your personal circumstances and you may wish to seek guidance from your tax adviser. Please note that tax legislation may change.

Investments held in foreign currencies are subject to currency risk and fluctuations and you may not receive the same exchange rate/exchange deal at the time of maturity.

Advertisements contained in this web-site does not constitute an invitation or solicitation to make investments in any jurisdiction or to any person to whom it is unlawful. This offer is not available to citizens of the US and the residents of the Republic of Ireland.

The rules and regulations made under the UK Financial Services Act 1986 to protect investors and the Investor's Compensation Scheme, do not apply to the investment business carried out at our branches that are outside the UK, including HSBC Bank International Limited, or in offices or overseas members of the HSBC Group. HSBC Bank International Limited is regulated by the Jersey Financial Services Commission for Banking and Investment Business and licensed by the Guernsey Financial Services Commission for Banking and Investment Business. It is also registered with the Isle of Man Financial Supervision Commission for Banking and Investment Business.

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