Important Notes
Investment advertisement or Financial Planning Service contained in this web-site does not constitute an invitation or solicitation to make investments in any jurisdiction or to any person to whom it is unlawful. No liability is accepted whatsoever for any direct or consequential loss arising from the use of this web-site.

The external information/statistical data contained within this web-site have been obtained from sources, which HSBC believes to be reliable; HSBC makes no guarantee, representation or warranty and accepts no responsibility as to its accuracy or completeness.

The return of your capital and index growth is dependent upon financial instruments, which will be bought from a number of financial institutions. These financial institutions will have a rating of at least A or A2 as determined by either Standard & Poor's, Moody's Investors Services Inc. or an equivalent rating agent. In the event that any of these institutions are unable to meet their obligations, which is in our opinion unlikely, HSBC may not be able to return your capital in full or deliver Index growth. Your investments are subject to investment risks as set out in the Prospectus and are not insured or guaranteed by HSBC.

In order to receive returns you should be prepared to leave your money in the fund until maturity. If not, you may not get back as much as you initially invested even if the market(s) to which your fund is linked has risen. This is because the share price also depends on the prevailing level of the volatility of the index and the expected level of the volatility of the index in the future. Prospectuses are available from the contact numbers mentioned on the branch network page.

Past performance is not necessarily a guide to future performance. The effect of averaging is to smooth out the volatility in the investment's performance. In the unlikely event of a very sharp fall in share values towards the end of the investment's life, averaging will reduce the impact of the fall. On the other hand, in the more likely event that the investment's value rises over the specified investment period, averaging will reduce your overall growth. Although income is paid free from offshore, it may be liable for tax in your own country of residence/domicile or if it is transferred to another country. Your tax position will depend on your personal circumstances and you may wish to seek guidance from your tax adviser. Please note that tax legislation may change.

You should be aware of the potential risk of investing in a currency which is not your domestic currency, and the effect that any change in exchange rates may have, be it up or down, when converting returns back to your domestic currency. Within the sub-funds, underlying investments may also be made in domestic currencies, which are subject to exchange rate fluctuations when converting returns back to the funds' currency of denomination.

No part of this document may be reproduced stored in retrieval system, or transmitted on any form or by any means, electronic or mechanical photocopying, recording or otherwise, without prior permission of HSBC.